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Dividend Rates

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Print Rates

Effective Rates 10/1/2021

Savings accountRateAPY*
$25.00 – $999.990.10%0.10%
$1,000.00 – $9,999.990.10%0.10%
$10,000 and up0.10%0.10%
Premier Money MarketRateAPY*
$2,500-$9,999.990.10%0.10%
$10,000-$49,999.990.15%0.15%
$50,000-$99,999.990.15%0.15%
$100,000+0.25%0.25%
Holiday ClubsRateAPY*
$0.01 and up0.20%0.20%

*$10.00 early withdrawal fee before October 1st

Share CertificateMinimum investmentRateAPY*
6 months$5000.10%0.10%
1 year$5000.10%0.10%
18 months$5000.25%0.25%
3 years$5000.25%0.25%
5 years$5000.25%0.25%

Penalty for early withdrawal of certificates less than 3 years: 30 days interest.
Penalty for early withdrawal of certificates 3 years or more: 240 days interest.

Lucky SaversMinimum investmentRateAPY*
12 months$25.000.25%0.25%

Penalty for first early withdrawal: $25.00. Penalty for second early withdrawal (closure required): $25.00.
APY* = Annual Percentage Yield

Truth in Savings Disclosures about your Account

APY* = Annual Percentage Yield