Loan rates Effective September 1, 2018

Competitive rates to get you started

Auto Loan Rates

 

Model yearTermAPR*
2017 - 2019 (up to 100% financing)36 months3.50%
48 months3.75%
60 months4.00%
72 months4.50%
84 months5.45%
2010 - 2016 (up to 100% NADA Value)24 months3.75%
36 months4.25%
48 months4.50%
60 months4.75%
66 months5.00%

Yes, we’ll lend you money for Autos 2009 and older. Just add 1% to the 2010-2016 rate.

Above rates are determined by credit worthiness.  Your actual rate may vary.  Contact the credit union to see what rate you qualify for.  All loans are subject to credit approval.

 


Recreational Vehicles

Model YearTermRate  
Recreational Vehicles (2017-2019)Upto 60 months6.00%
72 months6.50%
84 months 7.00%
Recreational Vehicles (2010-2016)Upto 60 months6.75%
72 months7.25%
84 months 7.75%

**RV/Boat/Motorcycle/Sportscraft 2009 and older add 1% to the rates.

New Sportscraft maximum term 60 months and Used Sportscraft maximum term 48 months.

Above rates are determined by credit worthiness.  Your actual rate may vary.  Contact the credit union to see what rate you qualify for.  All loans are subject to credit approval.

Personal Loan Rates

 

Loan typeTermAPR*
Unsecured12 months7.75%
24 months8.00%
36 months8.50%
48 months9.00%
60 months8.75%
Share securedup to 120 months3.00% above share rate
Certificate secured-2.00% above existing CD rate
Share draft (checking) Line of credit (overdraft protection)-11.00%

60-Month Unsecured Loans: Must have a minimum credit score of 680 to qualify for this term.

Share Draft Line-of-Credit: $1,500.00 Maximum.

Share Secured Loans: Loan amount equal to share balance.
Certificate Secured Loans: Loan amount equal to certificate balance.

Above rates are determined by credit worthiness.  Your actual rate may vary.  Contact the credit union to see what rate you qualify for.  All loans are subject to credit approval.

 


 

Home Equity / Mortgage Refinance Loan Rates

 

TermFixed rate (1st position)Fixed rate (2nd position) 
3 years2.50%2.95%
5 years4.50%5.00%
8 years4.90%5.50%
10 years5.00%6.00%
15 years5.50%6.50%
20 years5.75%6.50%
25 years6.00%6.50%

Above rates are determined by credit worthiness.  Your actual rate may vary.  Contact the credit union to see what rate you qualify for.  All loans are subject to credit approval.


 

 

 


 

*APR = annual percentage rate