Loan rates Effectuve July 1, 2017

Competitive rates to get you started

Auto Loan Rates

 

Model yearTermAPR*
2016 - 2018 (up to 100% financing)36 months2.90%
48 months3.50%
60 months3.75%
72 months4.50%
84 months5.45%
2009 - 2015 (up to 100% NADA Value)24 months3.75%
36 months4.25%
48 months4.50%
60 months4.75%
66 months5.00%

Yes, we’ll lend you money for Autos 2007 and older. Just add 1% to the 2008-2014 rate.
Your Rate may be higher based on credit score.  All loans are subject to credit approval.

 


 

Personal Loan Rates

 

Loan typeTermAPR*
Unsecured12 months7.75%
24 months8.00%
36 months8.50%
48 months9.00%
60 months8.75%
Partially securedSubtract 1% from unsecured rates
Secured12 months3.00%
24 months3.75%
48 months4.25%
72 months5.50%
Share securedup to 120 months3.00% above share rate
Certificate secured-2.00% above existing CD rate
Share draft (checking) Line of credit (overdraft protection)-11.00%

60-Month Unsecured Loans: Must have a minimum credit score of 680 to qualify for this term.
Partially Secured Loans: Collateral value must exceed 10% of loan amount.
Secured Loans: Collateral must be worth at least 115% of loan amount.
Share Secured Loans: Loan amount equal to share balance.
Certificate Secured Loans: Loan amount equal to certificate balance.
Share Draft Line-of-Credit: $1,500.00 Maximum.
Your Rate may be higher based on credit score.  All loans are subject to credit approval.

 


 

Home Equity / Mortgage Refinance Loan Rates

 

TermFixed rate (1st position)Fixed rate (2nd position)APR*
3 years1.95%2.95%
5 years4.50%5.00%4.00%
8 years4.90%5.50%4.00%
10 years5.00%6.00%4.00%
15 years4.75%6.50%4.50%
20 years4.75%6.50%4.75%
25 years4.75%6.50%4.75%

Your Rate may be higher based on credit score.  All loans are subject to credit approval.


 

Education Loan Rates

 

Loan typeMaximum termAPR*
Unsecuredup to 120 months6.00%
Securedup to 120 months5.00%

Use for any accredited continuing education, medical certification, technical training, and college tuition.
You can also use this loan to refinance / consolidate old educational debt at a new low rate!
Your Rate may be higher based on credit score.  All loans are subject to credit approval.

 


 

*APR = annual percentage rate