Lost or stolen debit/credit card? – Call (607) 763-6565, opt * | Instagram Like Us on Facebook

Newsletter | Branches & Hours | Routing & Transit # 021 383 463

Loan Rates

Low Rates on a Variety of Loans

Print Rates

Effective Rates 7/1/2021

New and Used AutosTermAPR*
2019 – 202136 months3.25%
48 months3.25%
60 months3.25%
72 months4.00%
84 months4.50%
2012 – 201824 months3.75%
36 months3.75%
48 months3.75%
60 months4.00%
66 months4.25%

Yes, we’ll lend you money for Autos 2006 – 2011.  Just add 1% to the 2012-2018 rate.  Above rates are determined by credit worthiness.  Your actual rate may vary.  Contact the credit union to see what rate you qualify for.  All loans are subject to credit approval.

Recreational VehiclesTermAPR*
2019 – 2021Up to 60 months5.75%
72 months6.25%
84 months6.75%
2012 – 2018Upto 60 months6.50%
72 months7.00%
84 months7.50%

RV/Boat/Motorcycle/Sportscraft 2006 – 2011.  Just add 1% to the 2012 – 2018 rate. New Sportscraft maximum term 60 months and Used Sportscraft maximum term 48 months. Above rates are determined by credit worthiness.  Your actual rate may vary.  Contact the credit union to see what rate you qualify for.  All loans are subject to credit approval.

Personal LoansTermAPR*
UnsecuredUp to 60 months7.00%
Share securedup to 120 months3.00% above share rate
Certificate secured2.00% above existing CD rate
Share draft (checking) Line of credit (overdraft protection)11.00%

60-Month Unsecured Loans. Share Draft Line-of-Credit: $2,500.00 Maximum. Share Secured Loans: Loan amount equal to share balance. Certificate Secured Loans: Loan amount equal to certificate balance. Above rates are determined by credit worthiness.  Your actual rate may vary.  Contact the credit union to see what rate you qualify for.  All loans are subject to credit approval.

Home Equity / Mortgage RefinanceFixed APR* (1st position)Fixed APR* (2nd position)
5 years4.50%5.00%
10 years4.75%5.25%
15 years4.75%5.25%
20 years5.25%6.00%
25 years5.50%6.00%

* APR = annual percentage rate