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Loan Rates

Low Rates on a Variety of Loans

Print Rates

Effective Rates 02/01/2024

New and Used AutosTermAPR*
2022 – 202436 months5.75%
48 months5.75%
60 months5.75%
72 months6.50%
84 months7.00%
2015 – 202124 months6.50%
36 months6.50%
48 months6.50%
60 months7.00%
66 months7.00%

Yes, we’ll lend you money for Autos 2009 – 2014 for a maximum term of 36 months.  Just add 1% to the 2015-2021 rate.  Above rates are determined by credit worthiness.  Your actual rate may vary.  Contact the credit union to see what rate you qualify for.  All loans are subject to credit approval.

Recreational VehiclesTermAPR*
2022 – 2024Up to 60 months7.00%
72 months7.50%
84 months8.00%
2015 – 2021Upto 60 months7.75%
72 months8.25%
84 months8.75%

RV/Boat/Motorcycle/Sportscraft 2009 – 2014 for a maximum term of 36 months.  Just add 1% to the 2014 – 2020 rate. New Sportscraft maximum term 60 months and Used Sportscraft maximum term 48 months. Above rates are determined by credit worthiness.  Your actual rate may vary.  Contact the credit union to see what rate you qualify for.  All loans are subject to credit approval.

Personal LoansTermAPR*
UnsecuredUp to 60 months9.00%
Share securedup to 120 months3.00% above share rate
Certificate secured2.00% above existing CD rate
Share draft (checking) Line of credit (overdraft protection)11.00%

60-Month Unsecured Loans. Share Draft Line-of-Credit: $2,500.00 Maximum. Share Secured Loans: Loan amount equal to share balance. Certificate Secured Loans: Loan amount equal to certificate balance. Above rates are determined by credit worthiness.  Your actual rate may vary.  Contact the credit union to see what rate you qualify for.  All loans are subject to credit approval.

Home Equity / Mortgage RefinanceFixed APR* (1st position)Fixed APR* (2nd position)
5 years5.75%6.25%
10 years6.00%6.50%
15 years6.00%6.50%
20 years6.50%7.25%
25 years6.75%7.25%

* APR = annual percentage rate