Loan rates Effective October 1, 2017
| Model year | Term | APR* |
|---|---|---|
| 2016 - 2018 (up to 100% financing) | 36 months | 2.90% |
| 48 months | 3.50% | |
| 60 months | 3.75% | |
| 72 months | 4.50% | |
| 84 months | 5.45% | |
| 2009 - 2015 (up to 100% NADA Value) | 24 months | 3.75% |
| 36 months | 4.25% | |
| 48 months | 4.50% | |
| 60 months | 4.75% | |
| 66 months | 5.00% |
Yes, we’ll lend you money for Autos 2007 and older. Just add 1% to the 2008-2014 rate.
Your Rate may be higher based on credit score. All loans are subject to credit approval.
| Loan type | Term | APR* |
|---|---|---|
| Unsecured | 12 months | 7.75% |
| 24 months | 8.00% | |
| 36 months | 8.50% | |
| 48 months | 9.00% | |
| 60 months | 8.75% | |
| Partially secured | Subtract 1% from unsecured rates | |
| Secured | 12 months | 3.00% |
| 24 months | 3.75% | |
| 48 months | 4.25% | |
| 72 months | 5.50% | |
| Share secured | up to 120 months | 3.00% above share rate |
| Certificate secured | - | 2.00% above existing CD rate |
| Share draft (checking) Line of credit (overdraft protection) | - | 11.00% |
60-Month Unsecured Loans: Must have a minimum credit score of 680 to qualify for this term.
Partially Secured Loans: Collateral value must exceed 10% of loan amount.
Secured Loans: Collateral must be worth at least 115% of loan amount.
Share Secured Loans: Loan amount equal to share balance.
Certificate Secured Loans: Loan amount equal to certificate balance.
Share Draft Line-of-Credit: $1,500.00 Maximum.
Your Rate may be higher based on credit score. All loans are subject to credit approval.
| Term | Fixed rate (1st position) | Fixed rate (2nd position) | APR* |
|---|---|---|---|
| 3 years | 1.95% | 2.95% | |
| 5 years | 4.50% | 5.00% | 4.00% |
| 8 years | 4.90% | 5.50% | 4.00% |
| 10 years | 5.00% | 6.00% | 4.00% |
| 15 years | 4.75% | 6.50% | 4.50% |
| 20 years | 4.75% | 6.50% | 4.75% |
| 25 years | 4.75% | 6.50% | 4.75% |
Your Rate may be higher based on credit score. All loans are subject to credit approval.
| Loan type | Maximum term | APR* |
|---|---|---|
| Unsecured | up to 120 months | 6.00% |
| Secured | up to 120 months | 5.00% |
Use for any accredited continuing education, medical certification, technical training, and college tuition.
You can also use this loan to refinance / consolidate old educational debt at a new low rate!
Your Rate may be higher based on credit score. All loans are subject to credit approval.
*APR = annual percentage rate