Our Credit Union’s education loans are not government subsidized, and can be used for education ranging from college and post-graduate degrees, to certificate and continuing education programs. You can also refinance existing education debt, as long as 100% of the existing debt was used to fund education expenses.
When pursuing formal collegiate and post-graduate degrees, we strongly encourage you to pursue any federal and state subsidized loans and grants first. Once you’ve done that, come to us to fill the gaps and our education loan(s) will take you the rest of the way.
Payments cannot be deferred (delayed until you get out of school), but to keep your payments low while you’re in school, the term of education loans can be stretched out as long as ten years.