Education Loans

Be Smart With Your Money!

student studying

Undergraduates

When financial aid just isn’t enough, we’re here to help!

The cost of college continues to rise, forcing many students and families to resort to higher-cost private student loans to fill funding gaps. As a not-for-profit lender, UHS Employees Federal Credit Union has a unique ability to help members and families by offering our Student Choice private lending solutions that features:

  • Zero origination or prepayment fees
  • Low interest rates
  • Simple online application
  • Deferment of principal and interest while in school
  • Flexible repayment terms including graduated repayment for two years
  • Convenient line of credit structure that lets you apply once and secure financing for your entire college career*

*Subject to qualifications and annual credit review.

Student Loan Refinance – Simplify Your Life, Amplify Your Funds!

Repaying student loans isn’t anyone’s favorite task, and it’s possible you could have numerous loans with varying interest rates from different lenders, meaning you have to make multiple payments. If you are in grace or repayment on one or more private or federal student loans, UHS Employees FCU can help make your loan repayment less stressful. With our Student Choice Refinance solution, you can refinance and consolidate your existing student loans into one convenient loan with a local lender you can trust – UHS Employees FCU!

You may be a good candidate for refinancing your student loans with UHS Employees FCU if:

  • You’re paying a high interest rate on your loans
  • You have multiple private student loans and/or higher rate federal loans
  • You have a good credit history or a strong co-signer

(Remember, if you refinance federal student loans, you may lose certain borrower benefits from your original loans. These may include interest rate reductions, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans.)

To learn more about our Student Choice Refinance solution, or to apply online, click on link below.

Apply Now or Learn More

Impacted by the Coronavirus Pandemic? We’re here to help.

In light of the significant impact and ongoing uncertainty around the Coronavirus pandemic, please know that your well-being and financial needs are our top priorities. With that in mind, we have taken steps to ensure that you have access to the services and personalized support that you may need.

Anytime Access

University Accounting Service (UAS) is the loan servicer for your account and provides 24/7 access to view your student loan information and make payments at www.uasecho.com. (Payments by mail should be sent to University Accounting Service, PO Box 5865, Carol Stream, IL 60197-5865.)

Personalized Support

If you have additional questions regarding your student loan account, or are experiencing difficulties at this time and need to discuss repayment options to keep your account in good standing, please call 800-723-2210 to speak with a servicing agent.