Turn Your Home’s Equity Into Opportunity
Your home is more than a place to live. It is also one of your most valuable financial assets. As you pay down your mortgage and your home’s value grows, you build equity. A home equity loan or line of credit allows you to borrow against that value to help fund important goals.
Common Ways to Use Home Equity
Home equity financing is flexible and can help with a variety of needs, including:
- Home improvements and upgrades
- Debt consolidation
- Education expenses
- Major life events
- Unexpected expenses
Because home equity loans often offer lower interest rates than many other borrowing options, they can be a smart way to finance larger expenses.
Limited-Time Home Equity Special
UHS Employees Federal Credit Union is currently offering a limited-time home equity promotion to help members make the most of their home’s value.
Members can receive:
- 0.75% APR* off new fixed-rate Home Equity Lines of Credit
- Waived Closing Costs up to $2,000** on new home equity loans or refinances from another lender
This special allows you to turn your home’s equity into upgrades, debt relief, and more.
If you have been thinking about tapping into your home’s equity, now may be the perfect time.
Apply by June 30 to take advantage of this special offer and start putting your home’s value to work for you.
Learn more at cuonlineuhs.org or call 607-763-6565 (Option 7) to speak with our team.
*APR = Annual Percentage Rate. 0.75% APR discount applies to new fixed-rate Home Equity Lines of Credit opened between April 1 and June 30, 2026. Fixed rate cannot drop below 5.00% APR. Final rate subject to creditworthiness, credit score, loan-to-value, and underwriting approval. Membership eligibility required. **Credit Union to pay for appraisal, title, flood certification, and attorneys’ fee up to $2,000 for funded first-time home equity line of credit. Member remains responsible for closing costs on any following home equity application. Refinances of home equity loans or lines currently held at another financial institution (non-UHS Employees FCU loans) qualify. Additional terms and conditions may apply. Offer subject to change or cancellation without notice. Membership eligibility required. Federally insured by the National Credit Union Association.