Your Equity. Your Plans. Your Spring Advantage.
A Better Rate Starts Here
For a limited time, enjoy: 0.75% APR OFF*
New Fixed-Rate Home Equity Lines of Credit
Lock in a lower rate and use your equity with confidence—whether you’re planning ahead or tackling something now.
PLUS, Save Even More Upfront
- Closing costs are covered up to $2,000** on qualifying home equity loans or refinances from another lender
- Designed to help you get started without the extra financial burden
What Can You Use It For?
Turn Your Equity Into Opportunity
- Home improvements and upgrades
- Debt consolidation
- Major life expenses
- Emergency needs
- Whatever comes next
Solutions Built Around You
- Fixed-Rate HELOC
Take advantage of the 0.75% APR* discount while enjoying predictable payments - Home Equity Loan
Access a lump sum for larger, one-time expenses - Refinance & Save
Move your loan from another lender and reduce costs upfront
Don’t Miss This Limited-Time Offer
Take advantage of this exclusive spring promotion before it ends.
Apply by June 30th.
*APR = Annual Percentage Rate. 0.75% APR discount applies to new fixed-rate Home Equity Lines of Credit opened between April 1 and June 30, 2026. Fixed rate cannot drop below 5.00% APR. Final rate subject to creditworthiness, credit score, loan-to-value, and underwriting approval. Membership eligibility required. **Credit Union to pay for appraisal, title, flood certification, and attorneys’ fee up to $2,000 for funded first-time home equity line of credit. Member remains responsible for closing costs on any following home equity application. Refinances of home equity loans or lines currently held at another financial institution (non-UHS Employees FCU loans) qualify. Additional terms and conditions may apply. Offer subject to change or cancellation without notice. Membership eligibility required. Federally insured by the National Credit Union Association.