As tax season approaches, financial professionals and medical employees alike are diligently preparing their returns. Unfortunately, this time of year also sees a surge in fraudulent activity, with cybercriminals employing sophisticated tactics to steal sensitive financial information. At UHS Employees Federal Credit Union, we prioritize your financial security and want to help you stay ahead of potential scams.

Common Tax Scams Targeting Consumers

Phishing Emails and Texts

Fraudsters often impersonate the IRS, tax preparation services, or financial institutions through emails and text messages. These messages may contain urgent requests to verify your Social Security number, banking details, or login credentials under the guise of resolving an issue with your return. Clicking on links in these messages can lead to malware installation or identity theft.

Fake Tax Preparers

Not all tax professionals have your best interests in mind. Some scammers pose as legitimate tax preparers to steal personal information or file fraudulent returns on your behalf. Always verify a tax preparer’s credentials through the IRS Directory of Federal Tax Return Preparers and ensure they possess a valid Preparer Tax Identification Number (PTIN).

IRS Impersonation Calls

Scammers frequently call taxpayers claiming to be IRS agents, demanding immediate payment for supposed tax debts. These fraudsters may use threats of legal action, arrest, or license suspension to pressure victims into sending money. Remember, the IRS will never initiate contact via phone call, email, or text demanding payment.

Fraudulent Refund Offers

Some scams promise expedited refunds in exchange for personal information or upfront fees. These deceitful tactics often result in stolen refunds and compromised financial security. The IRS only issues refunds through direct deposit or mailed checks—never via third-party services requesting personal data.

How to File Your Taxes Safely

1. File Early – The sooner you file your tax return, the lower the risk of a scammer fraudulently submitting one in your name.

2. Use Secure Methods – Only file your taxes through official IRS-approved platforms or reputable tax professionals.

3. Enable Identity Protection – Consider enrolling in the IRS’s Identity Protection PIN (IP PIN) program, which adds an extra layer of security to your tax return.

4. Safeguard Your Digital Information – Ensure your devices have updated security software, use strong passwords, and avoid public Wi-Fi when accessing financial accounts.

5. Verify Communications – The IRS will never contact you through email, text messages, or social media. If you receive a suspicious message, report it to the IRS immediately at phishing@irs.gov.

Red Flags to Watch For

● Unexpected emails, texts, or calls claiming to be from the IRS.

● High-pressure tactics demanding immediate payment or personal information.

● Promises of large refunds that seem too good to be true.

● Requests for personal details via non-secure communication channels.

UHS Employees FCU Is Here to Help

If you suspect you’ve been targeted by a tax scam, act quickly. Contact UHS Employees Federal Credit Union for guidance on securing your accounts and protecting your identity. Additionally, report fraudulent activity to the IRS and Federal Trade Commission (FTC) to help prevent others from becoming victims.

This tax season, stay informed, stay secure, and ensure your financial well-being remains intact.