High-interest balances from credit cards, personal loans, or unexpected expenses can make it difficult to feel financially confident. If you’re juggling multiple payments each month, consolidating debt with your home’s equity could help you save money and regain control.
Right now, UHS Employees FCU is making it even easier to take advantage of your equity with a limited-time home equity promotion designed to help members move forward with confidence.
A Better Rate Starts Here
For a limited time, members can enjoy:
0.75% APR* OFF New Fixed-Rate Home Equity Lines of Credit*
With a fixed-rate HELOC, you can lock in a lower rate while enjoying predictable monthly payments—making it a smart option for consolidating higher-interest debt into one manageable payment.
Why Home Equity Can Be a Smart Debt Consolidation Tool
If you’re carrying balances across multiple accounts, debt consolidation may help simplify your financial life by:
- Combining payments into one monthly bill
- Potentially lowering your interest rate
- Reducing monthly payment stress
- Creating a clearer payoff strategy
Instead of managing several due dates and varying rates, you can streamline your finances with one solution tailored to your needs.
Save More with Covered Closing Costs
UHS Employees FCU is also helping qualified members reduce upfront costs.
Closing costs are covered up to $2,000**
on qualifying home equity loans or refinances from another lender.
That means you can focus more on achieving your goals and less on added expenses during the process.
More Than Debt Consolidation
Your home equity can help support many of life’s important moments and financial goals, including:
- Home improvements and upgrades
- Emergency expenses
- Major purchases
- Education costs
- Unexpected life events
- Future financial planning
Whatever comes next, your equity can become a valuable financial resource.
Explore the Right Solution for You
Fixed-Rate HELOC
Enjoy flexibility plus the stability of predictable payments with the added benefit of the limited-time 0.75% APR discount.*
Home Equity Loan
Need funds for a larger one-time expense? A home equity loan provides a lump sum upfront with fixed repayment terms.
Refinance & Save
If you currently have a home equity loan with another lender, refinancing with UHS Employees FCU could help reduce upfront costs and improve your overall rate.
Don’t Miss This Limited-Time Offer
This exclusive spring promotion won’t last forever. Apply online by June 30th to take advantage of these savings opportunities and explore how your home’s equity can help simplify your financial future.
Apply today: Your Equity. Your Plans. Your Spring Advantage. – CU Online UHS
*APR = Annual Percentage Rate. 0.75% APR discount applies to new fixed-rate Home Equity Lines of Credit opened between April 1 and June 30, 2026. Fixed rate cannot drop below 5.00% APR. Final rate subject to creditworthiness, credit score, loan-to-value, and underwriting approval. Membership eligibility required. **Credit Union to pay for appraisal, title, flood certification, and attorneys’ fee up to $2,000 for funded first-time home equity line of credit. Member remains responsible for closing costs on any following home equity application. Refinances of home equity loans or lines currently held at another financial institution (non-UHS Employees FCU loans) qualify. Additional terms and conditions may apply. Offer subject to change or cancellation without notice. Membership eligibility required. Federally insured by the National Credit Union Association.