Holiday shopping is just around the corner, and more of it happens online each year. It’s fast, convenient, and perfect for snagging deals—but it’s also prime time for fraudsters looking to steal personal and financial information. Staying safe while shopping doesn’t have to be complicated. A few smart steps can help you protect your accounts and enjoy the season with peace of mind.

Look for Secure Websites

Before entering any payment information, check the address bar. A secure site will start with https:// and show a small lock icon. If something looks off or the website design feels sloppy, trust your instincts and shop elsewhere.

Stick to Trusted Retailers

Scammers set up fake websites that mimic popular stores, especially around the holidays. If you’re not familiar with a retailer, do a quick search for reviews. Be wary of deals that seem too good to be true—they usually are.

Use Safe Payment Methods

When possible, use a credit card or secure payment app instead of a debit card. Credit cards offer stronger fraud protection, and most apps add an extra layer of security. Turning on transaction alerts through UHS is another easy way to keep tabs on your spending via Card Suite Lite.

Avoid Public Wi-Fi for Purchases

Shopping from a coffee shop or airport connection might be convenient, but it’s risky. Public Wi-Fi is an easy target for hackers. Save your purchases for a secure home network or use your phone’s data instead.

Keep an Eye on Your Accounts

Fraudsters count on people being too busy during the holidays to notice small charges. Make it a habit to check your accounts regularly in online or mobile banking. Turn on account alerts in UHS Employees FCU online banking. The sooner you spot unusual activity, the faster we can help resolve it.

At UHS Employees FCU, your security is our priority. We’re here to help you enjoy the holidays without the stress of fraud. If you ever suspect suspicious activity on your account, reach out to us right away.