October is filled with plenty of tricks, but your auto loan doesn’t have to be one of them.

Whether you’ve been eyeing a new vehicle, shopping for something used, or wondering if you could save by refinancing the car already sitting in your driveway, now is a great time to take another look.

Through December 31, UHS Employees Federal Credit Union is offering 0.50% APR* off qualifying new, used, and refinanced auto loans.*

Give Your Current Auto Loan a Rate Check 

Already have a vehicle you love? You don’t need a new set of wheels to take advantage of the special. If your auto loan is currently financed with another financial institution, refinancing with UHS Employees FCU may help you secure a better rate and potentially keep more money in your budget.

And there’s an extra treat for those who have served: Veterans and Active Military receive an additional 0.25% APR* discount year-round.**

Drive Into the Season with Savings

Don’t let a higher auto loan rate haunt your budget. Whether you’re ready to buy new, buy used, or refinance and save, UHS Employees FCU is here to help you find the right financing for the road ahead.

Get on the road and apply today!

*APR=Annual Percentage Rate. 0.50% APR* discount applies to new and used auto loans opened between October 1 and December 31, 2026. Rate cannot drop below 4.00% for new auto, 4.50% for used auto, 5.50% for older used auto. Final rate subject to creditworthiness. Refinances of auto loans currently at another financial institution (non-UHS Employees FCU loans) qualify. **Offer includes 0.25% APR* off the base rate for Veterans who show their military ID. If a member purchased a breast walk coupon in 2026, this can be combined with the 0.25% and 0.50% APR* discount, for a potential total discount of 1.00% APR*. Additional terms and conditions may apply. Offer subject to change or cancellation without notice. Membership eligibility required. Federally insured by the National Credit Union Administration