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Mortgage Loans

We're Here to Navigate You Through the Home Buying Process

Your Home, Your Future—We’re Here to Help

Buying a home is one of the biggest financial decisions you’ll make—but you don’t have to do it alone. UHS Employees FCU, in partnership with Owner’s Choice Funding, is here to guide you every step of the way.

Our mortgage consultant will help you:
🏡 Understand your options – Fixed & variable rates with flexible terms
📋 Navigate the process – Expert support from application to closing
💰 Find the right financing – Whether it’s a primary home, second home, or investment property

With a simple application, competitive rates, and lifelong loan servicing, we make home buying stress-free and seamless—because you already have enough on your plate.

Ready to Take the Next Step?

Request a consultation today, and be sure to mention UHS Employees FCU and reference Judith as your contact.

Apply Online Now

Home Equity and Mortgage Refinancing

Put Your Home’s Equity to Work for You

As a hardworking medical professional, you give your all to provide for your family—now let your home start working for you! Whether you’re looking to pay off your mortgage faster, fund home improvements, or consolidate debt, a Home Equity Loan from UHS Employees FCU can help you reach your goals.

Why Choose UHS Employees FCU?

🏡 Pay off your home sooner – Reduce a 20-30 year mortgage to 10-20 years or less
🔒 Fixed terms & predictable payments – No surprises, just smart financing
💙 We keep your loan local – No selling to big banks, just trusted service from our team
🤝 Experienced, commission-free lenders – We work for YOU, not for a paycheck

Know the Costs Upfront

There may be third-party fees ($510–$3,000), and homeowner’s insurance is required (flood insurance may be necessary). We’ll walk you through everything—transparently and stress-free. Let’s turn your hard work into home equity power!

home equity