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Loan Insurance
As a medical professional, you work hard to provide for your family—but life can be unpredictable. What if an unexpected illness, injury, or loss of income impacted your ability to make loan payments? UHS Employees FCU has your back with affordable loan protection, giving you peace of mind when you need it most.
We offer two key coverage options:
✅ Life Insurance Benefit – Pays off your loan in the event of death
✅ Disability Insurance Benefit – Covers loan payments if you become disabled
Coverage | What It Does | Maximum Benefit | Eligibility | Cost Per $1,000 Loan Balance (Monthly) |
Life Insurance (Single/Joint) | Pays off loans up to $55,000 in case of death | Up to $55,000 | Borrower & co-borrower (if joint), max age 70 | $0.54 (Single) / $0.86 (Joint) |
Disability Insurance (Single/Joint) | Covers loan payments if disabled | $1,000/month, max $30,000 total | Borrower & co-borrower (if joint), max age 70 | $1.89 (Single) / $3.59 (Joint) |
🔹 Flexible Terms: Protection available for loans up to 300 months
🔹 Joint Coverage Available: Protects both you and a co-borrower
🔹 Affordable & Reliable: Keep your family secure without breaking the bank
You take care of others—let us take care of you.