Looking for a better auto loan? Whether you’re purchasing a new vehicle, upgrading your current one, or refinancing from another lender, UHS Employees Federal Credit Union is offering a special promotion designed to help you save.
From July 1 through July 31, 2025, eligible members can take advantage of:
- Up to 1.00% APR off* your qualifying rate
- No payments for 60 days after loan closing
- Competitive rates on new and used auto loans
- Offer available to both new and current UHS FCU members
How the Auto Loan Promotion Works
When you apply for an auto loan during the promotional period:
- You automatically receive 0.50% APR* off your qualified rate
- Present a Heart Walk coupon for an extra 0.50% APR* discount
- Vehicles eligible include:
- New (2023–2025 models): Rates as low as 4.00% APR*
- Used (2016–2022 models): Rates as low as 4.50% APR*
- Older used (2010–2015): Rates as low as 5.50% APR* with terms up to 36 months
- First loan payment deferred for up to 60 days (interest accrues during this period)
- Loans already financed through UHS FCU are not eligible for refinance under this promotion.
Apply Today
You can apply online now or visit a UHS Employees Federal Credit Union branch to speak with a loan specialist.
Have questions? Call us at (607) 763-6565 or visit cuonlineuhs.org
*APR = Annual Percentage Rate. Promotional period runs from July 1 to July 31, 2025. Actual rate and repayment terms depend on individual creditworthiness. Loans currently financed with UHS Employees FCU are not eligible. Interest will continue to accrue during the 60-day deferral period. Additional terms and conditions may apply. See credit union for full details.