Newsletter | Branches & Hours | Routing & Transit # 021 383 463

As the weather cools down, it’s the perfect time to tackle projects that make your home more comfortable, more efficient, and more valuable. Whether you’re refreshing your landscaping before winter or making energy-saving upgrades, a Home Equity Loan can help you finance your plans without putting them off.
Here are a few smart ways homeowners use their equity in the fall:
🍂 Refresh Your Landscaping
Trim trees, replace walkways, improve drainage, or add new plants to boost curb appeal and help prepare your property for the changing seasons.
💡 Invest in Energy Efficiency
Upgrading windows, adding insulation, replacing an aging furnace, or installing a smart thermostat can help reduce energy costs while making your home more comfortable all winter long.
🏠 Protect Your Investment
Addressing small repairs now, like roofing, siding, or gutter improvements, can help prevent more expensive problems down the road.
Your home has worked hard to build equity over the years. A Home Equity Loan can help you put that value to work for improvements that enhance your home today while adding value for the future.
If you’re planning fall projects, the team at UHS Employees FCU is here to help you explore your financing options and find the solution that’s right for you. Contact us or visit https://cuonlineuhs.org/loans/mortgage-loans/ to learn more.