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Make Summer More Affordable with a Refinance

Summer is meant for road trips, weekends at the lake, camping adventures, and making memories with family and friends. But if your monthly loan payment is stretching your budget, it may be time to take a second look at what you’re paying.

The good news? You don’t have to buy something new to save money.

Start by Looking at Your Monthly Payments

One of the easiest ways to free up extra cash is by reviewing your recurring monthly expenses. While many people focus on subscriptions or utility bills, your vehicle, RV, or sportscraft loan could offer one of the biggest opportunities to save.

If you financed elsewhere or your rate no longer fits today’s market, refinancing could help lower your monthly payment, leaving more money in your budget for the things you enjoy.

Put More Money Back in Your Wallet

Imagine what you could do with the money you save each month:

Small monthly savings can add up over time and help make your financial goals a little easier to reach.

A Limited-Time Opportunity

Now through September 30, 2026, UHS Employees Federal Credit Union is offering a limited-time 0.50% APR* discount on eligible new, used, and refinanced auto, RV, and sportscraft loans. Refinancing loans currently held at another financial institution may qualify, helping you lower your payment while keeping the vehicle or recreational equipment you already love.

Make This Summer a Little Easier

Before you take your next road trip or weekend adventure, take a few minutes to see if refinancing could help you save. A lower payment today could mean more flexibility for all the moments that make summer memorable.

Learn more or apply today and see how much you could save.

*APR = Annual Percentage Rate. 0.50% APR discount applies to new and used auto, RV, or sportscraft loans opened between July 1 and September 30, 2026. Rate cannot drop below 4.00% APR. Final rate subject to creditworthiness. Membership eligibility required. Refinances of auto, RV, or sportscraft loans currently held at another financial institution (non-UHS Employees FCU loans) qualify. Additional terms and conditions may apply. Offer subject to change or cancellation without notice. Membership eligibility required. Federally insured by the National Credit Union Administration.