Text message scams (also known as smishing) are on the rise, and scammers are getting more convincing. At UHS Employees Federal Credit Union, protecting your personal and financial information is a top priority. That’s why we want to empower you with tips to help you spot a fraudulent message before it does damage.
What Does a Fraud Text Look Like?
Scammers often pretend to be your financial institution, using urgent language to trick you into clicking a link or sharing personal info. These messages may:
- Warn of suspicious activity on your account
- Claim your account is locked or frozen
- Ask you to “verify” information immediately
- Include links that look legitimate but lead to fake sites
Fraud Text Checklist:
Before you respond, ask yourself:
- Does the message ask for sensitive info like your account number or Social Security Number?
- Does it include a suspicious link or unfamiliar phone number?
- Is it creating a sense of urgency or fear to get you to act fast?
- Are there spelling or grammar mistakes?
- Does it come from a generic number (like “5000” or an email address)?
If you answered “yes” to any of these, it’s likely a scam.
We’ll Never Ask You For…
- Your full account number by text
- Your online banking password
- Your debit card PIN
- Any personal information via a link
If you ever receive a message that seems suspicious, don’t click anything. Instead, contact us directly using a trusted method.
When in Doubt, Reach Out
If something doesn’t feel right, it probably isn’t. Call us to verify any communication that claims to be from UHS Employees FCU.