Put Your Home’s Equity to Work for You
As a hardworking medical professional, you give your all to provide for your family—now let your home start working for you! Whether you’re looking to pay off your mortgage faster, fund home improvements, or consolidate debt, a Home Equity Loan from UHS Employees FCU can help you reach your goals.
Why Choose UHS Employees FCU?
🏡 Pay off your home sooner – Reduce a 20-30 year mortgage to 10-20 years or less
🔒 Fixed terms & predictable payments – No surprises, just smart financing
💙 We keep your loan local – No selling to big banks, just trusted service from our team
🤝 Experienced, commission-free lenders – We work for YOU, not for a paycheck
Know the Costs Upfront
There may be third-party fees ($510–$3,000), and homeowner’s insurance is required (flood insurance may be necessary). We’ll walk you through everything—transparently and stress-free. Let’s turn your hard work into home equity power!
* Residence must be within 100-mile radius of the Johnson City, NY branch location. *
Know What’s Needed:
- Completed Application
- Current 30-day Proof of Income
- 2 years W-2s
- Copy of Deed (including Schedule A)
- Current County & School Taxes Receipts or Escrow Statement
- Homeowners Insurance Statement
- A check for $525 for Appraisal and Flood Certification Fee
To Apply:
Download the application and submit it to the Credit Union.
