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Our Skip-A-Payment can help give you extra cash when needed.

  • Our Skip-A-Payment program allows you to skip qualifying loan payments. Members can apply to skip (4 ) consecutive weekly, (2) consecutive Bi-weekly or (1) monthly loan payment every 6 months.
  • Loan types eligible for a skip are: unsecured, vehicles (except AFG Auto Advantage loans), share secured, recreational vehicles and secured loans.
  • If you are requesting a Skip-A-Payment on a loan that has GAP coverage, please review your GAP contract as you may jeopardize a future GAP coverage claim in the event of a total loss of the covered vehicle.
  • All borrowers/guarantors who signed the original agreement must sign the skip form.
  • For best results, verify eligibility with a UHS Employees FCU representative prior to submitting your Skip-a Payment form. The first loan payment may not be skipped. During your Skip-A-Payment month interest will continue to accrue at the prevailing interest rate. There is a $20.00 fee for each Skip-A-Payment, that does not apply towards interest or principal on your loans.