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1st Mortgages

Home Equity Loans

Are you a UHS Employees Federal Credit Union Member with questions regarding getting a mortgage loan? Well, we can help you along with our mortgage partner, Owner’s Choice Funding. Our mortgage consultant can help you identify your needs, answer your questions and navigate you through the home buying process. Owner’s Choice Funding allows us to offer our members a varied list of products including fixed and variable competitive rates and flexible terms. Coupling that with an easy application process and life long servicing of your loan, Owner’s Choice can make your home buying experience a pleasant one.

Whether it is your primary residence, a second home or an investment property, we can help you try to obtain the financing that you need. All requests for credit are reviewed in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. Stop in at any of our three locations and let us get you started today for your chance to become a homeowner. You may also directly contact Colleen Stiner-Collins at 607.422.3872 or OR Melody Harford at 607.762.2297 or . Lastly, if you prefer, you may go directly to and click on First Time Home Buyer, Request a Consultation and complete the information being requested. Be sure to reference that you belong to the UHS Employees Federal Credit Union and reference either Colleen or Melody as your Credit Union contact.