Do you like the idea of a lease, but don’t like the terms? Are you trying to get into a new car, but can’t afford the monthly payment? If so, our Member Auto Advantage program may be right for you!
- Your name is on the title, meaning that you own the vehicle, not a leasing company.
- There is no down payment, security deposit or first and last payment required at time of signing.
- We can offer you a wide range of mileage options. You can select a 12,000, 15,000 or 18,000 mile per year option. The excess mileage fee is only .10¢ per mile vs. up to .25¢ per mile with a lease.
- You will not be exposed to any “back end” surprises. There are no hidden expenses during the term or at the end of the term of the loan.
- There is no early payoff penalty. Since you own the vehicle, you can pay off, sell or use the vehicle for a trade in at any time.
- Member Auto Advantage offers realistic residual value, meaning if you elect to keep the vehicle at loan maturity you will not have to pay an inflated price to pay off the loan.