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Home Equity & Mortgage Refinance Loans

Find The Home Equity That's Right For You!

home equity

A home equity loan is a closed-end loan, with a fixed term, that uses the equity of your home as collateral.

If you currently have a mortgage with more than 20 years remaining, we may be able to help!  Reducing a 20-30 year debt to a loan that you can have paid off in 10-20 years or less may be more affordable than you think.  We currently hold all of our home equity loans on our own books, meaning your loan will not be sold off to another financial institution. Additionally, our lending staff has decades of experience and do not work on commission, so they really do want to get the best loan for you on your terms.

You may be required to pay certain fees to third parties to open a Fixed Rate or Variable Rate Home Equity Loan.  These fees generally total between $510.00 and $3,000.00.  We can provide you with an itemization of the fees you will have to pay to third parties, if you request them.  Proof of home owner’s insurance is required.  Flood Insurance may be required.

Apply now!