Are You a College Student or Going to be One in The Near Future?

College students sitting on steps

Open and account at the UHS Employees Federal Credit Union and learn how we can make your college experience one to remember. We have everything you need to prepare your family and your finances for college life.

With a Credit Union membership, you receive:

  • Free Savings with only a $5 minimum balance
  • No monthly maintenance or usage fees
  • Free Checking account with no minimum balance
  • Free debit card
  • Free bill pay
  • The ability to apply for Personal Loans and Auto Loans
  • Options for Student Loans, including refinancing

Apply for a Checking account and receive a free debit card which can be used at more than 1,500 surcharge free ATM’s including hundreds within the local Twin Tiers region, and many more throughout the Northeast.


  • Member under 18 years of age are required to have a parent or guardian joint on the account.