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Credit union membership

Welcome to UHS Employees Federal Credit Union. We are a federally chartered not-for-profit financial cooperative owned by nearly 3,500 members. We are governed by a volunteer Board of Directors. All members are employees, retirees, volunteers, and family members of the UHS healthcare system in the Southern Tier of New York. We exist to make a difference in people’s lives. We believe in the Credit Union Philosophy of “People Helping People”. Because we are a cooperative, all profits are returned to the membership through improved services, great rates & some of the lowest fees in the United States.

We are here to help you raise your credit score, eliminate high-interest rate debt, lower monthly payments and protect you against predatory lending practices. What this means to you is that we will sit beside you and review your credit report, show you how to raise your credit score, lower your monthly payments, eliminate high-interest credit card debt and protect you from against predatory lending.

If you are not a Member, and you think you may qualify for Membership, please contact us so we can sign you up!


Our Mission

We are a Member-owned financial cooperative providing the UHS Community with convenience, value, and the power to control their own money.


Our Vision

We will be the first choice for financial solutions at UHS.